Because of my background, my heart is with working class folks. For all of my adult years, I have worked to make counseling affordable for anyone. After decades of asking for only low fees or insurance-level fees (which are never full fees), I am finding the profession can no longer meet my own financial needs.
However, instead of closing my practice, I am pivoting by discontinuing the use of a sliding scale approach. Current clients will remain at their fee levels; New clients will be offered alternative ways to make counseling both affordable for them and sustainable as a career for me.
At this time, I am in-network with only a few insurance companies — another way to make counseling affordable for more people.
However… Did you know: You are NOT required to use your health insurance for therapy services.
Some reasons for not using health insurance:
- Greater chances for more confidentiality of your information.
Health insurance plans have the right to audit your records. - Your therapist is required to give you a mental health diagnosis.
Health insurance will not cover any counseling services without a mental health diagnosis on record. - Insurance companies dictate how much therapists are paid — Therapists are not paid their full fee by insurers.
Not using your health insurance is a way to place people-first.
For more information,
check out Pros & Cons of Using Insurance to Pay for Therapy
and
ProPublica’s investigation piece published Aug 25, 2024, called simply “Why I Left the Network“
If you wish to use your health insurance benefits, let me know –> I’ll let you know where to submit your insurance information for verification before we schedule your initial session.
- I am only in-network with a few insurers.
- Per Insurance Regulations: If, in our first full session, it is determined that you do not have a mental health diagnosis, you will not be able to use your insurance benefits for any subsequent sessions.
For now, I am IN-NETWORK with the following insurance companies:
- Aetna
- Ambetter
- Optum / United Health & relateds
- Cigna
Do you have a different insurance company and have Out-of-Network Benefits?
I am happy to provide you with “superbills,” the special invoices that enable you to apply for your out-of-network benefits. Here’s how that works:
- Client pays therapist their regular fees, out-of-pocket.
- Therapist gives Client a Superbill (statement of what you’ve paid).
- Client sends Superbill to their Insurer.
- Insurer decides whether or not to reimburse Client for all or part of their paid therapy expense.